• Protecting Your Income – We show you how easy it is to protect your income from premature death.    We can help you determine how much insurance is right for your you, type of insurance product and what premium you can afford.

• Protecting Your Business – Many businesses have real risks that are best covered by life insurance – such as death of an owner, partner or essential personnel. We can put together a business protection plan that includes key-person or buy-sell coverage.

• Protecting Your Estate – Affluent clients often look for protection from rising estate tax liabilities, and other ways to easily transfer wealth to future generations. These clients can benefit from permanent plans such as Universal Life or even second-to-die contracts that cover two lives, making coverage for large estates more affordable.

In addition to a tax-free death benefit, clients can accumulate cash inside a life policy on a tax-deferred basis and use it towards life events such as retirement, emergencies, or a rainy day fund. We offer top insurance companies products such as Whole Life, Variable UL or Indexed UL.

A permanent plan provides peace of mind for the rest of your life. Nufrio Financial Group LLC has a comprehensive selection of permanent insurance and other products designed to meet a lifelong need.

Term policies are a very inexpensive solution for clients who only want death benefit protection, but with the ability to convert to a permanent plan. We guide you to the right product, which is not always a pure price decision – conversion rights, additional benefits, company strength and stability, and medical underwriting niches are all part of the process. Some companies have simplified and expedited process with no exam needed in some cases.